Chat with us, powered by LiveChat

Business Payment Account

Our goal is to help underbanked businesses to gain access to secure and reliable banking services. With a Pervesk business IBAN account, your company will be able to make use of financial services at highly competitive rates.

European IBAN for international payments

Business accounts made simple

Convenient access to global payments
Bulk online payment services
Multi-user access to your account
Secure online payment system, featuring bank statements and reports
Ideal for enterprises that are overlooked by traditional financial service providers

European IBAN

If you are a business looking to trade internationally, with our European IBAN you can conduct business abroad and stay in control of your funds 24/7, from anywhere in the world.

European IBAN for international payments

Safety first

  • Pervesk combines the best security features and provides industry-leading account security so that our clients can have peace of mind when it comes to their finances.

  • Customer Due Diligence (CCD) is an integral part of Pervesk services. We have developed an advanced KYC platform to allow us to properly identify and monitor customers.

    read more about our KYC platformarrow

Business Payment Accounts

Business

Conventional industries from the EEA

Account fees

  • Application fee

    0.00 €

  • Closure fee

    0.00 €

  • Monthly maintenance fee

    5.00 €

  • Inactivity fee

    25.00 €

Transfer fees

  • Between Pervesk accounts

    0.00 €

  • SEPA outgoing

    0.10 €

  • SEPA incoming

    0.00 €

  • SWIFT outgoing

    7.00 € + 0,20 %

  • SWIFT incoming

    10.00 €

  • Currency exchange

    0,50%

Business+

High-risk industries or businesses outside the EEA

Account fees

  • Application fee

    200.00 €

  • Closure fee

    200.00 €

  • Monthly maintenance fee

    50.00 €

  • Inactivity fee

    200.00 €

Transfer fees

  • Between Pervesk accounts

    0.00 €

  • SEPA outgoing

    0,04 % (min. 2 €, max. 200 €)

  • SEPA incoming

    0.00 €

  • SWIFT outgoing

    7.00 € + 0,20 %

  • SWIFT incoming

    10.00 €

  • Currency exchange

    0,65%

Crypto Exchange

Virtual currency businesses (cryptocurrency exchanges, brokerages, mining farms, and more)

Account fees

  • Application fee

    200.00 €

  • Closure fee

    200.00 €

  • Monthly minimum commitment

    1000 €

  • Inactivity fee

    200.00 €

Transfer fees

  • Between Pervesk accounts

    0.00 €

  • SEPA outgoing

    0,20-0,50 % (min. 2 €, max. 200 €)

  • SEPA incoming

    0.00 €

  • SWIFT outgoing

    7.00 € + 0,20 %

  • SWIFT incoming

    10.00 €

  • Currency exchange

    0,65%

Business / Business+ / Crypto Exchange

EEA stands for European Economic Area that consists of Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden and the UK.

Monthly inactivity fee (after 12 months of no use) of 25 EUR is applied to Business clients. 200 EUR fee is applied to Business+ and Crypto Exchange clients.

Account closure fee of 200 EUR is applied to Business+ and Crypto Exchange clients.

Monthly minimum commitment is your monthly commitment to spend at least this amount in fees per month. If the amount or volume of transactions generate less fees than the monthly minimum commitment, you would be charged this amount regardless.

Crypto Exchange plan is required to send and receive funds to/from clients of virtual currency businesses. For operational expenses, such as salaries, office rent, or hosting, the Business+ plan is sufficient.

SWIFT transactions involving companies or persons from the following industries are not accepted: Binary Options or unregulated investment activities; Unlicensed payment services; Unregulated charities; Activities relating to defense and munitions; Illegal drugs and/or activities involving illegal drugs; Shell Banks; Informal banking systems, for example Hawala; Unregulated Gambling Entities.

SWIFT transactions are not accepted or remitted if the sender/receiver is incorporated or a resident of the United States of America.

SWIFT transactions are not accepted if the sender/receiver is incorporated, a resident or the transactions are sent to/from the following countries: Afghanistan, Armenia, Azerbaijan, Bahamas, Belarus, Benin, Bosnia and Herzegovina, Botswana, Burkina Faso, Burundi, Cape Verde, Central Africa Republic, Congo, Cuba, Democratic People's Republic of Korea, Egypt, Equatorial Guinea, Eritrea, Ethiopia, Gambia, Ghana, Guinea, Guinea-Bissau, Guyana, Iran, Iraq, Ivory Coast, Laos, Lebanon, Liberia, Libya, Mali, Montenegro, Myanmar, Nicaragua, Niger, Nigeria, Pakistan, Palestine, Russian Federation, Senegal, Serbia, Sierra Leone, Somalia, South Sudan, Sri Lanka, Sudan, Syria, The Republic of Burkina Faso, The Republic of Maldives, Togolese Republic, Trinidad and Tobago, Tunisia, Uganda, Yemen.

Customers from certain high-risk industries, such as e-gaming, gambling, and foreign currency trading, as well as clients that require extensive due diligence, are subject to individual pricing. Please get in touch with our team to get a quote.

Business account for authorised capital deposits can be opened for a one-time fee of 200 EUR. If required, our team can also provide a statement verifying your authorised capital holdings for a fee of 50 EUR (additional charges applied for translation and postage services).

Business Payment Accounts (valid from 2020-12-27)

Business

Conventional industries from the EEA

Account fees

  • Application fee

    0.00 €

  • Closure fee

    0.00 €

  • Monthly maintenance fee

    5.00 €

  • Inactivity fee

    25.00 €

Transfer fees

  • Between Pervesk accounts

    0.00 €

  • SEPA outgoing

    0.10 €

  • SEPA incoming

    0.00 €

  • SWIFT outgoing

    7.00 € + 0,20 %

  • SWIFT incoming

    18.00 €

  • Rejected payment administration fee

    5.00 €

  • Currency exchange

    0,50%

Business+

High-risk industries or businesses outside the EEA

Account fees

  • Application fee

    200.00 €

  • Closure fee

    200.00 €

  • Monthly maintenance fee

    50.00 €

  • Inactivity fee

    200.00 €

Transfer fees

  • Between Pervesk accounts

    0.00 €

  • SEPA outgoing

    0,04 % (min. 2 €, max. 200 €)

  • SEPA incoming

    0.00 €

  • SWIFT outgoing

    7.00 € + 0,20 %

  • SWIFT incoming

    18.00 €

  • Rejected payment administration fee

    5.00 €

  • Currency exchange

    0,65%

Crypto Exchange

Virtual currency businesses (cryptocurrency exchanges, brokerages, mining farms, and more)

Account fees

  • Application fee

    200.00 €

  • Closure fee

    200.00 €

  • Monthly minimum commitment

    1000 €

  • Inactivity fee

    200.00 €

Transfer fees

  • Between Pervesk accounts

    0.00 €

  • SEPA outgoing

    0,20-0,50 % (min. 2 €, max. 200 €)

  • SEPA incoming

    0.00 €

  • SWIFT outgoing

    7.00 € + 0,20 %

  • SWIFT incoming

    18.00 €

  • Rejected payment administration fee

    5.00 €

  • Currency exchange

    0,65%

Business / Business+ / Crypto Exchange

EEA stands for European Economic Area that consists of Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden and the UK.

Monthly inactivity fee (after 12 months of no use) of 25 EUR is applied to Business clients. 200 EUR fee is applied to Business+ and Crypto Exchange clients.

Account closure fee of 200 EUR is applied to Business+ and Crypto Exchange clients.

Monthly minimum commitment is your monthly commitment to spend at least this amount in fees per month. If the amount or volume of transactions generate less fees than the monthly minimum commitment, you would be charged this amount regardless.

Crypto Exchange plan is required to send and receive funds to/from clients of virtual currency businesses. For operational expenses, such as salaries, office rent, or hosting, the Business+ plan is sufficient.

SWIFT transactions involving companies or persons from the following industries are not accepted: Binary Options or unregulated investment activities; Unlicensed payment services; Unregulated charities; Activities relating to defense and munitions; Illegal drugs and/or activities involving illegal drugs; Shell Banks; Informal banking systems, for example Hawala; Unregulated Gambling Entities.

SWIFT transactions are not accepted or remitted if the sender/receiver is incorporated or a resident of the United States of America.

SWIFT transactions are not accepted if the sender/receiver is incorporated, a resident or the transactions are sent to/from the following countries: Afghanistan, American Samoa, Armenia, Azerbaijan, Belarus, Benin, Bosnia and Herzegovina, Botswana, Burkina Faso, Burundi, Cambodia, Cape Verde, Central Africa Republic, Congo, Cuba, Democratic People's Republic of Korea, Egypt, Equatorial Guinea, Fiji, Gambia, Ghana, Guam, Guinea, Guinea-Bissau, Iran, Iraq, Ivory Coast, Laos, Lebanon, Liberia, Libya, Mali, Moldova, Mongolia, Montenegro, Myanmar, Nicaragua, Niger, Nigeria, Oman, Pakistan, Palestine, Russian Federation, Samoa, Senegal, Serbia, Sierra Leone, Somalia, South Sudan, Sudan, Syria, Togolese Republic, Trinidad and Tobago, Tunisia, Turkey, Ukraine, US Virgin Islands, Vanuatu, Venezuela, Yemen, Zimbabwe.

Customers from certain high-risk industries, such as e-gaming, gambling, and foreign currency trading, as well as clients that require extensive due diligence, are subject to individual pricing. Please get in touch with our team to get a quote.

Business account for authorised capital deposits can be opened for a one-time fee of 200 EUR. If required, our team can also provide a statement verifying your authorised capital holdings for a fee of 50 EUR (additional charges applied for translation and postage services).